Insurance companies want to pay you as little as possible. Before you settle, learn the real value of your Connecticut accident case.
What Are “Damages” After a Connecticut Car Accident?
If you’ve been hurt in a car accident here in Connecticut, you’ve probably already realized how quickly things add up — medical bills, missed paychecks, stress, and the simple fact that life just doesn’t feel the same anymore.
In personal injury law, all of those losses are called “damages.” And damages aren’t just about money — they cover the full impact the accident has had on your life, from ER bills to emotional scars. When you file a claim, your compensation should include both financial losses and personal hardships.
Types of Damages in a Connecticut Car Accident
đź’° Economic Damages (The Money You Can Measure)
These are the hard-dollar losses that come with an injury. They’re usually easy to prove with bills, receipts, and pay stubs. Common examples include:
Medical Expenses → ER visits, surgery, rehab, prescriptions, therapy, counseling, even future care your doctor says you’ll need.
Lost Wages → Paychecks you missed while recovering, plus lost future income if you can’t return to the same kind of work.
Other Costs → Things like installing ramps at your home, hiring help, or paying for transportation if you can’t drive.
❤️ Non-Economic Damages (The Things You Can’t Put a Price On)
Not all losses show up on a bill. These damages cover the emotional and personal impact of your injury:
Pain & Physical Limitations → The day-to-day struggles, from giving up activities you love to living around a pain schedule.
Emotional Suffering → Anxiety, depression, PTSD, panic attacks, insomnia, or even fear of getting back on the road.
Loss of Enjoyment of Life → When your injuries steal moments you can’t get back, like hobbies, independence, or quality family time.
Insurance companies try to downplay these, but Connecticut law allows you to be compensated fairly for both the seen and unseen costs of your accident.
How Are Non-Economic Damages Calculated?
Since you can’t attach a price tag to pain or anxiety, lawyers and courts use two common methods:
Multiplier Method – Your economic damages are multiplied (1.5–5x) depending on how severe and long-lasting your injuries are.
Example: $20,000 in medical bills Ă— 3.0 = $60,000 total damages.
Per Diem Method – A daily rate is assigned to your pain and suffering, then multiplied by how long your recovery takes.
Example: $150 per day Ă— 200 days = $30,000 in non-economic damages.
Proving Your Damages
To get fair compensation, you’ll need more than just your word. Strong evidence includes:
Medical records & prescriptions
Testimony from doctors, family, or friends
Journals that track your pain, recovery, and emotional health
This kind of evidence shows the full picture of what you’ve lost — and why you deserve maximum compensation.
Don’t Let Insurance Companies Decide What Your Pain is Worth
Insurance adjusters are trained to minimize payouts — they’ll happily cover your ER bill but fight you on emotional suffering, future care, or lost earning potential. That’s why having an experienced Connecticut car accident lawyer on your side matters.
👉 At AutoLawyerCT.com, we connect you with trusted local attorneys who know how to prove your damages and fight for every dollar you deserve.
âś… Ready to see what your case might be worth?
Fill out our quick consultation form or give us a call today — your case review is 100% free.
